Income Protection

How long would you be able to sustain your lifestyle and pay your bills if you didn't have a regular income? Income Protection gives you peace of mind that you will receive a monthly benefit if you are injured or too sick to work.

Receive a monthly benefit of up to 75% of your regular income.

Tailor the plan to your needs by selecting between three levels of cover: Advanced, Standard or Basic.

Choose from the following to suit your situation:

Level of cover - this is an agreed value or indemnity. Indemnity cover is based on your income in the 12 months prior to having to make a claim up to a maximum amount. Indemnity cover is cheaper than agreed value cover.
Type of cover - Advanced, Standard and Basic
Benefit period - you can choose how long we will pay your claim for - 1, 2, 5 years or until you are aged 60 or 65
Waiting period - you can choose to wait from 2 to 104 weeks until we start paying a claim
Payment option - flexible payment options are available