The Services We Offer You
What kinds of financial services are you authorised to provide me and what kinds of products do those services relate to?
Austplan Pty Ltd authorises representatives to offer you the following services:
- Financial Planning and Investment Advice
- Wealth Accumulation planning
- Salary Packaging
- Risk Management (Life & Disability Insurance, Trauma and Income Protection)
- Investment Placement
- Taxation and Social Security Strategies
- Portfolio review and ongoing advice
- Estate Planning
Austplan Pty Ltd representatives provide financial products advice for:
- Debentures, superannuation, managed funds investments, annuities and pensions.
- All other ‘public offer’ investments including interest bearing and fixed interest deposits, overseas & Australian investment trusts, superannuation and retirements income investments, life insurance based products (see over page).
- We offer a combination of personal advice or general advice
- We only recommend an investment or insurance product to you after considering its suitability for your individual investment objectives, financial situation and needs.
- Your adviser can provide ongoing reviews of your portfolio. The cost of such reviews will vary in accordance with the size and complexity of your portfolio and will be agreed in consultation with you. Your adviser will document the exact nature and cost of the review service to be provided.
Who do you act for when you provide financial services to me?
Your adviser will be acting on behalf of Austplan Pty Ltd, therefore, responsible to you for the advisory services defined in this FSG.
Austplan Pty Ltd is an owner-operated company, all representatives are salaried employees.
Austplan Pty Ltd is licenced to provide advice on life risk insurance products and currently holds agreements with the following life companies:
MLC Limited CommInsure ING Limited Tower Australia
American International Assurance Company (Australia) Limited (AIA)
Asteron Suncorp Lumley Life Limited
Are there any products or services my adviser is prohibited from providing?
As a Representative of Austplan Pty Ltd , your adviser is only permitted to recommend products that have been researched and approved by the licensee.
Austplan Pty Ltd has a recommended list of approved products. Your adviser cannot make a recommendation of any other products without prior approval from Austplan Pty Ltd
Any other restrictions on products or services the adviser can provide to you will be listed on the insert.
