Financial Services Guide (FSG)

• the services we offer you

• how we and our employees are paid

• any potential conflict of interest we may have

• our internal and external dispute resolution procedures

• your privacy

This Financial Services Guide is distributed with the authority of Austplan Pty Ltd. You have the right to ask us about our charges, the type of advice we will give you, and what you can do if you have a complaint about our services.

This Financial Services Guide (“FSG”) is intended to inform you of certain basic matters relating to our relationship, prior to us providing you with a financial service. The matters covered by the FSG include, who we are, how we can be contacted, what services we are authorised to provide to you, how we (and any other relevant parties) are remunerated, details of any potential conflicts of interest, and details of our internal and external dispute resolution procedures and how you can access them. It is intended that this FSG should assist you in determining whether to use any of the services described below.

You should also be aware that you are entitled to receive a Statement of Advice whenever we provide you with any advice which takes into account your objectives, financial situation and needs. The Statement of Advice will contain the advice, the basis on which it is given and information about fees, commissions and associations which may have influenced the provision of the advice.

In the event we make a recommendation to acquire a particular financial product (other than securities) or offer to issue or arrange the issue of a financial product, we must also provide you with a Product Disclosure Statement containing information about the particular product which will enable you to make an informed decision in relation to the acquisition of that product.

Key information is set out in the following answer and question format:

Be fore you get our advice

Who is my adviser who will be providing the financial service to me?

Details about your adviser is included in the insert with this FSG.

Your adviser is an authorised representative of:

Austplan Pty Ltd

ABN 32 079 967 203

36 Andrew Rd, Mt Samson QLD 4520

Phone:07 3289 4391

Facsimile: 07 3289 4769

Website : www.austplan.com.au

Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Website Disclaimer

This website is for informational purposes only and is not intended to provide commercial, financial, investment, accounting, tax or legal advice. It is provided to you for your own personal use. It is not for purposes of resale, distribution or public display or any other uses by you in any form or manner whatsoever. The information provided is of a general nature only and has not taken into account your specific objectives, needs and financial situation. The information may not be appropriate to your individual needs and you should seek advice from your financial adviser before making any financial decisions.

The performance of this website and all information contained within, or accessed from the website are provided to you on an "as is" basis, without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties. Austplan Pty Ltd shall not be responsible for any problems or technical malfunction of any telephone network or computer on-line systems, servers, Internet access providers, computer equipment, software or any combination thereof. Including any injury or damage to your hardware or another person's hardware or software, as a result of using this website.

Austplan Pty Ltd reserves the right, at its sole discretion, to modify, disable and discontinue temporarily or permanently, any part or all of this website. We may alter or withdraw any information contained thereon without liability or notice to you.

As a visitor to our website, you acknowledge and agree that any reliance on or use of any information available on this website shall be entirely at your own risk. In no event will Austplan Pty Ltd nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website.